TIPI’s Institutional Pension Plan, Property Insurance Program and Employee Benefits Plans are designed exclusively by and for First Nations, Métis, Inuit and Aboriginal organizations. TIPI’s products and services offer an alternative to the unwarranted, needless extraction of wealth from our communities to outside influences. We’re keeping the jobs and financial benefits in our communities.

Joining together…

The creation of TIPI Insurance Partners fulfills the dream of a single, national pension plan, property insurance and employee benefits plan for First Nations, Métis, Inuit and Aboriginal organizations. It holds the potential to bring together more than 1,500 separate plans currently scattered across Canada into a single, Institutional-type pension plan, property insurance program and benefits plan.

Lowering costs…


Combining our pension assets into a single plan dramatically lowers the fees charged to your pension accounts. Lower fees mean more money for you, your family, your community, and for all Indigenous participants. More wealth means stronger communities and more self-sufficient Aboriginal People. And it gets better. As more join us, our fees get lower and lower, benefiting everyone!

Property Insurance

By combining our need to protect our property into a single program, Indigenous communities benefit the same way non-native Canada has for generations. Bigger is better. Sharing the risks among all the communities controls costs and allows TIPI to deliver innovative solutions for issues and challenges that are particular to our communities. The unrealized value of all First Canadians’ combined purchasing power in enormous. Let’s use it. Let’s all work together.

Group Benefits

Together… we’re stronger! Never more true than with employee benefit plans. A 10-person group does not get the best benefits, nor does a 50 or 100-person group when compared to the many, many thousands of Indigenous Canadians working for their Government, Health, Education, Child & Family or the thousands in Indigenous businesses. What does the rest of Canada do? They use institutional-type benefit plans. It is the best way to lower costs, provide better benefits and ensure our people and their families are adequately covered.

Creating jobs…

TIPI allows for the creation of many jobs for Aboriginal people—jobs that are currently being performed by others in major centres. Our vision is to halt the extraction of wealth from our communities and to create sustained and meaningful local employment.

Retaining our wealth…

“Economic leakage” from our communities is being reversed…today, through TIPI. Currently, commissions and fees related to property insurance, pension and employee benefits leave our communities. Being Indigenous-owned ensures that profits are retained for the benefit of First Nations, Métis, Inuit and Aboriginal constituents.

Keeping traditional values alive!

TIPI is raising the bar with ethics based on honesty, openness, social responsibility, and regard for the well being of our People. By working together in solidarity, we will have a stronger voice and greater influence on our own destiny. We are creating new business models that hold more than the financial bottom-line as valuable. The time has come for us to incorporate traditional practices of communal regard and sharing in an exciting new venture!

Please join us!

Call TIPI for more information at 1 855 266 TIPI (8474) or use the Contact form to get in touch, and to join our mailing list… we promise you won’t regret it.

If you’ve ever wondered why Aboriginal People do not have plans on a scale similar to the Ontario Teachers Pension Plan, Alberta’s Local Authorities Pension Plan or Pensions BC, maybe it’s time we looked at answering that question?
There should be something like an “Aboriginal Peoples’ Civil Service Pension Plan…” it’s high time to pay more attention to where our money is going and how much it’s costing us to send it there.
Early forms of institutional pension plans have been in existence in Canada since 1874—the year that Louis Riel was elected to Parliament (even though he couldn’t take his seat). Updated versions of these plans continue to provide low-cost, flexible retirement incomes for their members. Countless millions of beneficiaries, their families, and communities in mainstream Canadian society have benefited from these arrangements for many generations. Not so for First Nations, Métis and Aboriginal People.